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Short-Term Rental Loans

Short-Term Rental Loans
  • Tailored for Vacation Rentals: Designed specifically for properties intended to be used as short-term rentals, such as Airbnb or VRBO properties.
  • Income Based on Rental Potential: Lenders consider projected or actual short-term rental income to help qualify for the loan, offering flexibility for seasonal properties.
  • Flexible Down Payment Options: Typically requires a down payment of 15-25%, depending on property type and borrower qualifications.
  • No Personal Income Verification: Focuses on the property’s rental income potential, reducing the need for extensive personal income documentation.
  • Available for Various Property Types: Financing available for single-family homes, condos, and multi-unit properties that will be used as short-term rentals.
  • Competitive Loan Terms: Offers both fixed-rate and adjustable-rate options to fit your investment strategy.
  • Great for Tourist Areas: Ideal for properties located in high-demand vacation areas, where short-term rentals can generate higher income.
  • Expand Your Investment Portfolio: Helps investors diversify by adding short-term rental properties to their real estate portfolio, with favorable terms for rental income generation.