Home Purchase Loan Non-QM Loan (Primary Residence)
Home Purchase Loan Non-QM Loan (Primary Residence)
Flexible Qualification Criteria: Designed for borrowers who may not meet traditional lending standards, such as self-employed individuals or those with non-standard income.
Alternative Documentation Options: Accepts various forms of income verification, such as bank statements or asset-based documentation, making it easier for unique financial situations.
Higher Debt-to-Income Ratios: Allows for higher debt-to-income ratios, providing more flexibility for borrowers who carry significant debt.
Variety of Loan Products: Offers a range of loan options, including fixed-rate and adjustable-rate mortgages, tailored to meet diverse borrower needs.
Custom Loan Terms: Potential for customized loan terms that can better align with the borrower's financial goals and circumstances.
Quick Approval Process: Often allows for a faster approval process due to the streamlined documentation requirements.
