High-Value Financing: Designed for purchasing luxury homes or properties that exceed conforming loan limits set by Fannie Mae and Freddie Mac.
Larger Loan Limits: Provides financing beyond the standard conforming loan limits, allowing you to borrow larger amounts.
Competitive Rates: Offers competitive interest rates compared to other high-value loan options, though they may be slightly higher than conforming loans.
Flexible Terms: Available in various term lengths, including 15, 20, or 30 years, with options to match your financial goals.
Requires Strong Credit: Typically requires a higher credit score and substantial financial documentation due to the larger loan amounts.
Larger Down Payment: Often requires a larger down payment compared to standard loans, which can be 20% or more of the home’s purchase price.
Higher Income and Asset Requirements: Generally involves more rigorous income and asset verification to ensure you can manage the higher loan amount.
Customizable Features: May offer customizable features and terms to suit specific financial needs and goals.
